Home Equity Products

Why rely on luck? The cash you need is right there in your home.

A home equity loan or line of credit works to turn the hard work and money you put into your home into collateral that can be used to fund almost any need. Whether it's for home repairs or even tickets to the Coca Cola 600, we offer an affordable means to make it happen.

Interested?

Home Equity Loan Experience:

  • Local, friendly, in personal relationship management
  • Competitively low rates*
  • Finance most any need
  • Interest may be tax deductible**
  • Local Charlotte, NC, decision-making and processing
  • Helpful local bankers who are experienced in the local lending market
  • Service customized to you


Home Equity Line of Credit Experience:

Use the equity you've built in your home as collateral to secure a line of credit. Your line of credit can be used whenever you need it, perfect for short-term needs.

  • Local, friendly, in personal relationship management
  • Competitively low rates*
  • Can be used exactly when you need it; perfect for short-term needs
  • Finance most any need
  • Interest may be tax deductible**
  • Only pay interest on what you use
  • Reuse without re-applying
  • Local Charlotte, NC, decision-making and processing
  • Helpful local bankers who are experienced in the local lending market
  • Service customized to you


    *All loans subject to application and approval. Underwriting criteria and guidelines are subject to change without notice. **Consult a tax advisor.